Services
Built to Empower our Low-Moderate Income Communities
Homeownership
Welcome to Trinity Empowerment Consortium – Where Homeownership Dreams Come True! We specialize in coaching and
education services for first-time homebuyers, helping you navigate the path to homeownership.
Education
– Empowers first-time buyers with the knowledge and tools needed to become successful homeowners through HUD-approved workshops and online courses.
Target Audience: 1st Time Homebuyers, Renters preparing to buy, Purchasers seeking down payment assistance and subsidies
Learning Objectives: What you will learn,
- The homebuying process
- Budgeting and credit
- Mortgage basics
- How to avoid predatory lending
Homeownership Retention
Foreclosure Prevention Counseling
Reverse Mortgage Counseling
Post-Purchase Counseling
Foreclosure Prevention Counseling – to help homeowners at risk of foreclosure understand their options and take action to retain their home
Target Audience:
Homeowners behind on mortgage payments
Homeowners who have received foreclosure notices
Homeowners impacted by financial hardship
Assistance Available
Personalized action plan
Loan Modification Support
Mediation Assistance
Legal Referrals if needed
Reverse Mortgage Counseling – HUD mandated education for seniors considering a HECM Reverse Mortgage.
Target Audience:
- Homeowners aged 62+
- Seniors exploring ways to tap into home equity
Learning Objectives
- How reverse mortgages work
- Pros and cons
- Your rights and responsibilities
- Alternatives to reverse mortgages
Post-Purchase Counseling – Support for new homeowners on how to maintain financial stability and protect their investment.
Target Audience:
- Recent homebuyers
- Families transitioning from renting to owning
Learning Objectives:
- Home maintenance tips
- Budgeting as a homeowner
- Escrow and taxes
- Refinancing options
Financial Wellness
Financial Empowerment & Budgeting
Estate Planning Support
VITA TAX PREPARATION
Financial Empowerment & Budgeting- One-on-one coaching and tools to improve money management and increase financial stability.
Target Audience:
- Anyone seeking to improve budgeting
- Individuals recovering from financial hardship
- People preparing to buy a home
Learning Objectives:
- Budget creation
- Smart saving strategies
- Managing debt
- Building emergency funds
Estate Planning Support – Guidance on protecting your legacy, ensuring assets are passed down properly, and avoiding future family disputes.
Target Audience
- Current homeowners
- Multigenerational families
- Seniors planning their estate
What You’ll Learn / Receive:
- Basics of wills and trusts
- How to avoid probate
- Family legacy planning
Referrals to legal professionals
Free 1040 tax preparation for current and past 3 years